Hooray for USAA

Yesterday I got my insurance settlement for the burglary. Well, I got most of it. USAA holds back what they call the "recoverable depreciation amount" which is basically the difference between what it would cost for me to replace something I've lost with a used item, and the total cost to replace it with a new product. I can get the recoverable appreciation amount, but I have to submit receipts proving I actually purchased the replacement item. For example: the computer that I'm typing on right … [Read more...]