16 Fundamental Truths of Personal Finance

1. Pay God FirstWhere your treasure is, there your heart will be also.  It’s important to understand that money shouldn’t’ be the sole reason behind why we work each day.  Our hope doesn’t lie in the dollar, euro, or gold; it’s founded on Christ.  Personal finance is no different.  When we acknowledge our dependence on Christ, we can start to see how faithful God really is.  This is why giving is so important.  We give so that others might hear the Gospel and find the same hope that we have2. … [Read more...]

Should You Tithe or Give What You Feel Led to Give?

Have you ever considered that there might be more than one interpretation of the tithe? I think there are at least three. I don’t claim any “expert” status on the topic of tithing, but here goes. And feel free to disagree!The tithe is a requirement.The Bible discusses the tithe in several places, and it is clear that it was a requirement in the Israel of the Old Testament. The most common source cited is in the book of Malachi where God tells us:”Bring the whole tithe into the storehouse, t … [Read more...]

Is Debt a Sin or a Temptation?

In many Christian circles, debt is considered to be a sin, and there’s strong Biblical support for that position. But is it also possible that unless it’s taken to an extreme that debt isn’t quite a sin--maybe it’s just a temptation.Neither situation is good. A sin is a sin, and a temptation is something that has the potential to lead to sin. And even if a temptation isn’t an outright sin, it is something best avoided all the same.Let’s look at both sides of the picture: debt as a sin, an … [Read more...]

10 Places You Can Get a Free Bible

The Bible gives hope, changes lives, and encourages people each and every day.  The Word of God is living and active and still applies to us today.The Bible says in Galatians 1:8 But even if we or an angel from heaven should preach a gospel other than the one we preached to you, let him be eternally condemned!If you are new to Christianity, understand that the only true word of God is the Bible itself.  No other books are needed to support the truth in the Bible.  If anyone tries to su … [Read more...]

Should the Poor Give?

The Bible is clear on tithe (the word tithe itself means ten percent), and that tithing is one more step towards obedience to God. The important thing that people miss about tithe is: God doesn't need your money.It is important to understand that tithing is more a demonstration of where your heart is, and that is what God cares about.Matthew 6:21"21 For where your treasure is, there your heart will be also."Defining "Poor"It is difficult to define poor, because what we consider poor … [Read more...]

8 Short Bible Verses About Money

Sometimes the shortest verses pack the hardest punch.  When it comes to verses about money, the Bible is no different.  I’m always amazed with how clear the Bible is when it comes to stewardship and money management.As a challenge, I decided to see if I could find one verse in the Bible to sum up one aspect of money.  Whether you’re talking about stewardship, debt, investing, or savings, these single Bible verses really puts things into perspective.If you’re looking to completely change t … [Read more...]

Christians, Fear, and Starting a Business

I've previously written on Faith and Finance about Christian Business Leaders, and their place in the world. I believe that not only is there room for Christian Business Leaders, but I believe there is a shortage of Christian business leaders who will not only run their business with the utmost integrity, but will also stand firmly in the public eye in their conviction and love for Jesus Christ.Being an unabashed Christian requires a lot of courage. It takes many people a very good portion o … [Read more...]

Are Credit Cards Sinful?

Here’s a debate that’s fun to rip open from time-to-time. Are credit cards sinful? More specifically, is using a credit card a sin?It’s a tough question to ask and the answers given are as contradictory as they come. Whatever your thoughts on the sin issue, opinions tend to boil down to one of two camps:Credit cards are okay if used properly. This camp believes credit cards can be good if they are paid off at the end of every month. They generally have no biblical backing behind their po … [Read more...]

Integrity In Finance

Psalm 15:5who lends money to the poor without interest; who does not accept a bribe against the innocent. Whoever does these things will never be shaken.Christianity means many things. We are called to be so many things, but if I were to summarize it: we are called to emulate Jesus Christ, in all circumstances, as well as we can for as long as we can.The above Psalm gives very straight-forward advice about handling money: don't charge interest to those who can't afford it. But if you dig … [Read more...]

Being Rich Doesn’t Make You Greedy

While Occupy Wall Street is slowly working its way out of the news, the ideas behind it are holding strong: being rich is evil. If you’re well above the average (the saying goes) you should have your riches taken away from you. It doesn’t matter how you collected the money. If you have it, you must be evil and greedyThe problem with this logic is: America’s homeless are some of the richest people in the world.Before you hate me too much, take a minute to work through my logic.Assume … [Read more...]