Obamacare update

So where do we stand with Obamacare, now that HealthCare.gov is more or less working?  Michael Gerson reports:

The early returns are in. A large majority of the 2.2 million people who had purchased insurance on the exchanges by year-end — 65 percent to 90 percent, according to reporting by the Wall Street Journal — already had insurance. Economic writer Megan McArdle did the math, estimating that just 15 percent (750,000) of the 5 million uninsured that the Congressional Budget Office expected to sign up in the first year have actually done so. Meanwhile, administration claims about increases in coverage for the uninsured under Medicaid are badly, even deceptively, inflated, as Sean Trende has documented. [Read more...]

What in Obamacare now goes into effect

However bad HealthCare.gov has been, much of Obamacare is now in effect with the turning of the new year.  You need to know what all applies now, so details after the jump. [Read more...]

HealthCare.gov is now mostly working–will you sign up?

HealthCare.gov is now working 90% of the time, according to officials, though glitches sometimes come up.  So those of you who don’t have health insurance or whose individual plans have been cancelled have until the end of the month to buy Obamacare-approved insurance on the exchange.  Otherwise, you won’t be covered by January 1 and you will risk fines for the crime of being uninsured.  (You have until March 31 before the penalties click in.  In a system all of the parts have to work, which is hard in this case since parts of Obamacare have been postponed.  It gets very confusing.  Here is a helpful guide to it all.)

So now is the time to poll you readers who are most immediately affected by the Obamacare laws.  I would very much like to hear from those of you who don’t currently have health insurance and who will be required to buy it, possibly with the help of government subsidies, under Obamacare.  Will you do so?  Or would you rather pay the fine?  (The links above will show you about how much it will be.)  Are you glad that Obamacare is making you get health insurance? [Read more...]

Obamacare for small businesses delayed a year

Most attention in the Obamacare rollout has been on the individual mandate to buy insurance from an approved “exchange.”  But small businesses, those with 50 or fewer employees, have an exchange of their own that they can buy from.  But that part of the HealthCare.gov website isn’t working either.  So the administration is delaying that part of Obamacare for a year. [Read more...]

The fate of “transformational liberalism”

As Obamacare goes, says Charles Krauthammer, so goes the fate of what he calls “transformational liberalism.”  The problems and unintended consequences of the former, he says, may discredit what has been the driving ideology of the Democrats. [Read more...]

Obamacare descends into chaos

The deadline for signing up for Obamacare is December 15, if you need the insurance to kick in at the beginning of the year.  That’s less than a month away.  The website still doesn’t work, and the techs that are trying to fix it say they won’t get it done by the November 30 deadline.  Even if they do, that gives Americans without insurance just two weeks to sign up.  (There is a February 15 deadline for signing up without penalty, and an end-of-March deadline as the last chance to buy insurance on the exchanges.)  At last count, only 2% of those who need to have signed up so far.

If they can’t sign up, people whose independent policies have been cancelled will be left without insurance at the beginning of the year.  But President Obama’s decree that they should be able to keep their policies for a year is creating even more problems.

Insurance companies have already set their rates for next year, based on the assumption that those policies would be discontinued.  If those old policies are put back in place, that will throw off the quotes they have already been making.  This not only throws off insurance companies, it throws off the financial model Obamacare has been depending on.  Details after the jump.

[Read more...]

President delays part of Obamacare

What Republicans were vilified for trying to do with the shut-down, President Obama did of his own free will.  He delayed the full implementation of Obamacare.  He said that he would postpone for one year the requirement that individual insurance plans that people currently hold have to include all of the required bells and whistles or get cancelled.  His promise that if people like their current plan they can keep it will be honored–for one year. [Read more...]

More lost their insurance than signed up for it

Obamacare train wreck update:  First of all, the efforts to fix Healthcare.gov will not meet their end-of-the-month deadline for fixing the site.  Second, the numbers have been released for how many people have signed up for Obamacare insurance exchanges.  It turns out that far more people have had their health insurance policies cancelled because Obamacare makes them illegal than have signed up for the government-approved policies. [Read more...]

78% of uninsured say they won’t sign up for Obamacare

The most serious aspect of the Obamacare trainwreck, if it holds up:  According to a Gallup poll, 78% of Americans who do not have health insurance say that they will NOT sign up for Obamacare.  [Read more...]

More on the Obamacare trainwreck

Columnist Dana Milbank is a liberal supporter of Obamacare.  But he gives more details about the current roll-out debacle.  He goes so far as to make comparisons between Obama’s handling of his health care program and his predecessor’s handling of the Iraq war. [Read more...]