When the president does it, it’s not illegal

Those who oppose Obamacare may well be glad that the President keeps delaying the implementation of parts of the law (namely, the employer mandate and the limits on out-of-pocket expenses).  But there is a deeper issue:  The law says that these measures are to go into effect in 2014.  But now the President says, “no they won’t.”  By what authority can the President just change a Constitutionally-enacted law?

George Will says that the President’s increasing habit of by-passing Congress, ignoring laws, and legislating by Executive fiat is an example of the flagrantly unconstitutional principle affirmed by Richard Nixon :  “When the president does it, that means it is not illegal.” [Read more...]

Obamacare a step towards single-payer system

Critics of Obamacare have said that it is just a first step towards a single-payer system.  That is, the government provides everyone’s health care as in the socialized medicine of Great Britain and Canada.  Now Senate majority leader Harry Reid is admitting that this is, in fact, the plan.

And if Obamacare proves to be as difficult to implement as it seems,I suspect that instead of eliminating government involvement in health care altogether, the solution will be to just extend Medicare to everyone and we will have socialized medicine sooner rather than later. [Read more...]

Key Obamacare provisions delayed for a year

Under Obamacare, businesses that employ more than 50 people will have to provide them health insurance, causing many companies to curtail their hiring.  That requirement, though, slated to go into effect in 2014, is being delayed until 2015.  Small business insurance marketplaces are also being delayed.  This will keep what will probably be an unpopular policy from being an issue in the midterm elections. [Read more...]

New rules for contraception mandate

Religious organizations have objected to the Obamacare requirement that the health insurance they give their employees must provide for free contraception and morning-after-pills.  Now the Obama administration has issued new rules for how those organizations can sort-of opt out of the mandate, while still providing free contraception and morning-after-pills. [Read more...]

Costs & benefits of Obamacare insurance

The states are starting to set up their insurance exchanges, so we are getting some idea of how much the required policies will cost and what their benefits will be.  There will be four levels of coverage:  platinum, gold, silver, and bronze.  In California, the “silver plan,” which is the level that federal subsidies for lower income folks will be based on, will cost $321 per month, but have a $2,000 deductible, requiring $45 co-pays.  Details after the jump. [Read more...]

Cost increases with Obamacare

More bad news for the coming Obamacare trainwreck.  From the Associated Press:

Medical claims costs — the biggest driver of health insurance premiums — will jump an average 32 percent for Americans’ individual policies under President Barack Obama’s overhaul, according to a study by the nation’s leading group of financial risk analysts.

The report could turn into a big headache for the Obama administration at a time when many parts of the country remain skeptical about the Affordable Care Act. The estimates were recently released by the Society of Actuaries to its members.

While some states will see medical claims costs per person decline, the report concluded the overwhelming majority will see double-digit increases in their individual health insurance markets, where people purchase coverage directly from insurers. [Read more...]


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