Steve Jobs on Knowing You are Going to Die

This is good advice for all of us, no matter what the doc said at our last checkup.

YouTube Preview Image

Obamacare as a Tax

Taxes 1

The Supreme Court says that Obamacare is a new tax on Americans. 

President Obama agrees. 

That is the basis for the Court’s decision to allow the mandates forcing the American people to buy insurance stand. They are not, in the Court’s view, a mandate to purchase a product. They are, rather, a tax on the American people. 

Ok then, let’s look at Obamacare as a tax. 

Based entirely on what I saw when I went to the website yesterday, this new tax is a hefty one.

Let’s look at the lower end of the income spectrum first. Based on what I saw when I visited the healthcare.gov website, if you have a family of four with two children under the age of 18, and your family income totals less than $35,000 per year, your premium for Obamacare will be somewhere around $1200/year. That comes to a hike in your monthly taxes of about $100/month. 

I am using Oklahoma figures for this estimate, and Oklahoma did not set up a health care exchange. It may be better for those in other states. I hope so. 

My husband and I had a monthly income even lower than this when our kids were little. We qualified for free and reduced lunches at school. A car with 100,000 miles on it was new to us. My husband did all our auto repairs himself, in the driveway in front of our house. I carefully balanced meals to keep us well fed and the grocery bills do-able. Both my husband and I went without clothes, new glasses (even when we were having trouble seeing) and dental work so the kids could have those things.

I can tell you that an extra $100/month tax hike would have been a big bite for us back then. It would have had to come out of necessity money. 

Now, let’s go to the other end. Consider those “wealthy” families of four with two kids under 18 who have a combined family income of $90,000 per year. Housing/automobiles/education/clothing/food/gasoline/etc are all massively more expensive now than they were even a few years ago. If the house hunter shows I watch on HGTV are accurate, home ownership (at least on the coasts) is totally out of sight for the family that makes $35,000/year and barely in sight for the $90,000 earners. 

If a simple three bedroom one bath house costs between $200,000 – $300,00 and even a modest new car costs over $20,000 and a community college with the kid living at home costs $4,000-$5,000/year and gasoline hovers around $4/gallon, as does a gallon of milk, then $90,000 only seems rich to those who are barely scraping by. 

Add another $6,000 or $7,000 in annual taxes for healthcare that was previously paid for by your employer (this is a bit of conjecture that employers are going to be less inclined to provide health insurance after Obamacare sinks in) and things start looking almost as dicey for these $90,000 earners as it did for my husband and me back in the day. 

The point here, at least for me, is that the primary winners in the Obamacare sweepstakes are the insurance companies and a few favored recipients such as Planned Parenthood. In exchange for guaranteed minimum coverage and paying for abortions they get government enforced enrollment in their wares and their premiums become a tax. 

I’m not talking here about the serious considerations of cost to the tax payer in terms of government expenditures to underwrite this plan. That is going to come around and bite us in a more indirect, but perhaps more damaging way as time goes by. 

I personally think that there were any number of better ways to provide health care for those who didn’t have it. I also do not believe that Obamacare is going to “contain” rising health care costs. I think that, by underwriting them, it will probably turn health care costs into something akin to the defense budget and largesse to corporations — an ever-enlarging pork barrel that devours the treasure of this nation. 

Will Obamacare “work?”

Probably. At least somewhat. 

I think that it will provide health care insurance for most Americans. 

But it is also going to eat into their personal finances. What our elected officials don’t seem to get is that the American people are stretched financially like a piano wire already. They’re having to work more than one job each, just to make ends meet. Every passing year, inflation (which government formulas no longer accurately represent) eats deeper into their already stretched budgets, and every passing year, their incomes stagnate or fall. 

Good jobs keep going away. For decades now, the news has been about this or that American corporation leaving this country to go use cheap labor elsewhere to manufacture its wares, which it then sells to the American people. 

We are being robbed. 

Will Obamacare fix this?

Does it even address it?

No and no. 

What it does do is underwrite a medical care system that is deeply flawed and overpriced. It puts insurance companies on the government dole and uses a new direct tax on the American people to pay for that. 

I have always believed that this country had to address the need for affordable health care. I am not a neocon. Far from it. I personally know people who forego necessary medical care because of costs. In fact, I have been one of them. 

However, this plan is more an accommodation to special interests than a solution for those problems. There is a limit on what the budget of the ordinary American can absorb. I think this plans pushes a lot people painfully close to that limit. 

The question, of course, is what Obamacare will look like in years going forward. The tinkering with this plan has not even begun. There is also the question of whether or not it will be repealed by future Congresses. 

Personally, I doubt it. Once the plan locks in and the special interests start getting their take, the political will to either repeal or reform Obamacare will vanish like smoke in your morning coffee. 

 See also: Obamacare Threatens to Hit Many Pocketbooks; Health Care Law Fails to Lower Prices in Rural Areas

I Didn’t Sign Up. But the Obamacare Website Seemed to Work for Me

Obamacare exchange 550x360

I didn’t sign up because I already have health care coverage.

However, I did go to the Obamacare website at healthcare.gov and put myself through the steps. I got to the point where I select a plan and click “buy.”

It worked ok for me.

I dunno. Maybe I didn’t go far enough with it.

Or maybe I have a magic touch.

What I did learn is that the premiums for health care are no bargain. If health insurance wasn’t affordable before Obamacare, it will become a major burden, at least for the middle class, after Obamacare. The premiums I was offered were actually higher than what my employer pays for my insurance.

I played with the numbers a bit, and if I had an income under $35,000 and a family of four with two children under 20, the premiums would become affordable. This is because the government pays a tax credit directly to the insurance company, which subsidizes the health insurance costs of the family. That’s part of where the huge increases in government spending come in.

Obamacare appears to be set up a lot like Medicare, except that Medicare actually is a big cost reducer for the citizen taxpayer. The best plan that I was offered also included the messiness of paying at least 10% of my health care costs out of pocket. Ten percent of the cost of treatment for cancer or something equally serious puts most people into bankruptcy territory.

Beginning in 2015, employers who offer health insurance are going to have to meet the coverage requirements of Obamacare. I imagine that will lead to considerable sticker shock for these employers and that many of them will stop offering health care to their employees.

That will push people who had previously had their health care subsidized by their employer into paying for their own costs through Obamacare. Many of these people will earn enough money that they don’t qualify for the tax credit. They will face a sudden increase in expenditure for health care, and, based on what I saw on the web site, it won’t be a small one.

I am not talking about wealthy people. I mean households with a combined income of say, 90,000 dollars or more. These are people who have to make car and mortgage payments, deal with ever increasing costs in everything from gasoline to tuition, and who fall through all the cracks when it comes to getting help. Obamacare is going to squeeze them.

To summarize: I think Obamacare will be an expensive problem for both the middle class and the government. The people it will help the most are lower-income working couples with young children who make too much money to get other forms of aid and don’t get employer-sponsored health insurance.

I need to add a serious disclaimer to these conclusions in that this is a cursory take on a complicated program. Also, I went through the web site as an Oklahoman and Oklahoma has not set up health care exchanges. Maybe I got higher premiums because of that.

But my takeaway from visiting the web site is that, yes, I at least can use the web site, and, yes, I think Obamacare itself has serious flaws regarding costs to the taxpayer, both in terms of coverage and the costs to our government.

This Way of Life Fulfills Me. I am Very Happy.

Only God would use lung cancer as a opportunity to offer a vocation.

YouTube Preview Image

Culture of Death News

Buckle your seat belts.

The list below contains a few headlines from the culture of death. Look at them and remember why we fight this fight.

 

Wendy Davis, winner of the Texas pro choice filibuster, runs for Governor

UK Takes Step Toward Three-Parent Babies

Belgian Transsexual Dies of Euthanasia After Botched Sex Change Surgery

Number of Dutch Deaths by Euthanasia Rises by 13% 

 

Abortion  Contracts and $45,000 for abortions

YouTube Preview Image

Planned Parenthood: No Matter What

This enlightening video is from Students for Life.

YouTube Preview Image

Endangering Women’s Lives in the Name of Women’s Health

Blurred gurney

I published this post about 10 months ago. I’m re-running it today because of the combox discussions on birth control.

I am, as I’ve said many times on this blog, a feminist. I’m also no spring chicken. I remember back when feminists actually agitated for safer forms of contraception for women and criticized the marketing of dangerous chemical birth control to women without regard for their health and safety.

No more.

The “feminism” of today equates any form of chemical contraceptive — no matter the health dangers to women — as not only ok, but an absolutely imperative and vital part of “women’s health.” They have turned the phrase “women’s health” into a synonym for abortion and the massive application of a chemical band-aid to the sexual exploitation of women and sexualizing of young girls.

They are, in short, exactly who they used to oppose.

Remember Yaz?

I’ve lost count of the Yaz commercials I saw. Here are a couple of examples. Notice the lack of warning about side effects and the age of the girls this pill is marketed to in the first one.

YouTube Preview Image

 

And another ad pushing Yaz, but this time with warnings:

 

YouTube Preview Image

 

And the FDA finally takes note of the young women who are dying because of this totally unnecessary medication:

YouTube Preview Image

 

The important thing to remember is that none of this is necessary. Yaz is not being used to treat cancer or any other illness. It is marketed for mild teen-age acne, pre-menstrual emotional upset and to prevent pregnancy. It is an entirely elective medication with fatal side effects, being marketed directly to young women and girls.

After Yaz had been on the market a number of years, and probably damaged the health of many young women, ABC News finally wrote a story about it.

The 2011 ABC News article reads in part:

The blockbuster birth control pill with benefits, Yaz was pitched as the choice for women desperate for relief from severe PMS and acne. But now, new independent studies have found that Yaz carries higher blood clotting risks than other leading birth control pills.

ABC News investigated whether tens of millions of women switched to a more potentially risky pill that, as it turns out, was never proven to treat common PMS.

In 2007, Carissa Ubersox, 24, was fresh out of college and starting her dream job as a pediatric nurse in Madison, Wis. On Christmas day, while working the holiday shift, her boyfriend surprised her at the hospital with a marriage proposal.

Wanting to look and feel her best for her wedding day, Carissa said she switched to Yaz after watching one of its commercials that suggested this pill could help with bloating and acne.

“Yaz is the only birth control proven to treat the physical and emotional premenstrual symptoms that are severe enough to impact your life,” claimed the ad.

It “sounds like a miracle drug,” Carissa said she remembers thinking.

But just three months later, in February 2008, Carissa’s legs started to ache. She didn’t pay much attention to it, assuming, she said, that it was just soreness from being on her feet for a 12-hour shift.

Birth Control Medication Under
Investigation Watch Video
 
 

By the next evening, she was gasping for air. Blood clots in her legs had traveled through her veins to her lungs, causing a massive double pulmonary embolism.

Her fiance called 911, but on the way to the hospital Carissa’s heart stopped. Doctors revived her, but she slipped into a coma for almost two weeks.

Carissa’s only memory of that time is something she refers to as an extraordinary dreamlike experience. She said she remembers a big ornate gate and seeing a recently deceased cousin.

That cousin, Carissa said, told her, “You can stay here with me or you can go back.”

But, she recounted, he told her if she goes back she’ll end up blind.

“I just remember waking up in the hospital and I was like, ‘Oh, I guess I chose to stay,’” Carissa told ABC News.

Like her cousin in her dreamlike experience foretold, she actually did wake up blind, and remains blind to this day.

(Read more here.)

What Does the ‘Infant Born Alive Act’ Really Mean?

There seems to be a dedicated group of abortion advocates who don’t care about human life, except, perhaps, their own.

I am not saying that everyone who thinks abortion should be legal falls into this category. But I have no other way to characterize people who would oppose the requirement that babies who survive an abortion be given medical care.

What am I supposed to say about these people?

One of Public Catholic’s readers went all apoplectic over Obama’s Lowest Moment in the 2008 Campaign. He denounced Infant Born Alive Acts as “garbage” and “thinly-veiled” attempts “to encroach on Roe v Wade.” Then, I guess to add what he thought was the cherry on top this little statement, sputtered at me to get out of the Democratic Party.

Not only is he confused about the Democratic Party — (It’s not an invitation-only private club run just for him.) — but his grip on what the Infant Born Alive Acts are about is tenuous, as well.

The video below is a sweet reminder of what Infant Born Alive Acts are addressing: The human lives of real human beings.

YouTube Preview Image

Ding! Ding! Ding! And We Have a Winner!

 

The Christian Bashers Defense team has pretty much taken over the comboxes on my recent post Constitutional Rights for Me, But Not for Thee. 

They are as predictable as mosquitoes. Just say something really true about their behavior, and they show up, armed to buzz bomb you until you go inside and close the door.

In this instance, I asked the simple question: Do Constitutional rights apply to Christians the same as everybody else?

The answer should seem obvious. But of course it’s not. The reason it’s not is the bullies who want to limit other people’s rights always get mad and deny what they are doing when someone calls them on it. They do it every single time.

We’re all supposed to join them in their pretense that there’s nothing discriminatory or offensive in their attempts to drive Christians from the public square. No one is supposed to challenge their idiotic pretense that using government controls to limit the free exercise of religion in this country is actually a push for freedom, instead of the tyranny that it is. 

If we can’t be agree with them, they want us to sit down and be quiet and stop contradicting them. If we don’t, well then, they’ll scream and shout until everybody gives up and lets them have the day.

It has always been thus. People who do things like this always deny it, and they always get mean when someone calls them on their facile denials.

That’s why this particular post ended up being dive-bombed by a whole troupe of angry combox mosquitoes. Even though the readership of this blog is heavily — and I mean heavily – Christian, the Christian defenders were outnumbered. In fact, only three stalwart souls tried to stand up for Christ in these arguments. In the end, it got down mostly to one stubborn Christian, who is hanging in there to this very moment.

For all that, this lone fellow managed to push the whole mosquito assault into a slow unwinding of their lies until, one of them just came out with it.

And I quote:

No one is forcing anyone to do anything. And no one is driving anyone out. But if it does not believe it can conscientiously comply with the law, the Catholic Church can sell its hospitals, schools, universities and charity organizations. And the church and its members have the right to protest and encourage that the law be changed.

Of course, that would dramatically change the face of the church in the United States.

And then the commenter goes on, blah, blah, blahing with a lot of stats (which may or may not be accurate. I haven’t checked.) about the Church’s holdings.

How about that? Not, mind you, that forcing the largest denomination in the country to “sell its hospitals, school, universities and charity organizations” if it won’t violate its 2,000 year-old religious teachings due to government demands that it do so might be …  ummm …. a slight violation of the principles of that fictional “wall of separation between church and state” of which militant atheist are so proud. Also, not that it might be an outright dismissal and abrogation of religious freedom as defined in the Bill of Rights. Nor that it might be just a wee bit of outright tyranny.

Nope.

It’s just deserts for those who have the temerity to think that their individual rights as free Americans amount to a hill of beans to the post Christian, militant secularist demands for moral conformity (with moral being defined by them and them alone) that must govern us all.

I want to remind you that this is about birth control and abortifacients. Nowhere that I know of is there a Constitutional right to free birth control and free abortifacients. Also, nowhere that I know of is there a Constitutional right to force other people to pay for your birth control and abortifacients, even, or in this case, especially if it violates their religious beliefs to do so.

There is, however, a pretty strong Constitutional right to the free exercise of religion. Not even President Obama is debating that. What he’s trying to do is re-define this Constitutional Right to the free exercise of religion along the lines of how it is defined in Communist dictatorships. He wants to say that freedom of religion is actually just freedom of worship and that only in governmentally prescribed “houses of worship.” And, oh yes, behind the closed doors of your own house.

FireSale

It takes a combox firebrand to just come out and say what all this truly means and where it leads. It is leading to stripping the Church of all its “hospitals, schools, universities, and charity organizations” in what would certainly amount to a fire sale. It means driving the Church out of public life, totally and absolutely.

There’s nothing dishonest about what this person said. In fact what’s powerful about it is that it is the truth of where we are heading. It is exactly where we are going if this tyrannical abuse of the freedoms of Christians as citizens of the United States is allowed to continue.

If the Obama administration succeeds in redefining religious freedom in these terms, it will  have destroyed the First Freedom of the American people.

And all this so that it could bend this country over and bow it down to the little g gods of abortion and death.

I want to thank the strong-hearted Christians who have hung in there during this debate. I encourage some of the rest of you to get in the game along with them. Standing up for Jesus is not a spectator sport. We all need to do it.

Logo image


CLOSE | X

HIDE | X