A recent ruling by the High Court in Britain condemned UK banks for mis-selling Payment Protection Insurance (PPI) when offering mortgages for individuals to buy property. The court took the view that customers had agreed to take on the extra cost involved because they believed that they might not be granted the loans if they were to refuse.
There is little evidence that banks overtly told customers that this was the case but the methods employed in the transactions left a clear implication that agreeing to PPI was an essential part of the process.
There are perhaps lessons for the church, and related mission based organisations, to learn from this ruling.
Firstly, people agree to propositions for a variety of reasons and we should not assume that the overt call for a response is fully understood by the hearer.
An alter call might well be seen as having a clear evangelical message by those who attend the church regularly. The visitor, however, might be responding to the suggested answer to a particular felt need on that occasion.
For example; a young girl arrives at church fresh from the break up of a long standing committed relationship. During the sermon the preacher affirms that speaking with God can offer comfort to those in crisis.
The regular attender hears this as a call to ‘become a Christian’ and ‘start attending the church’. The guest, however, hears that their pain can be eased by praying. [Read more...]












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