{"id":12649,"date":"2019-02-03T23:43:13","date_gmt":"2019-02-04T05:43:13","guid":{"rendered":"https:\/\/admin.patheos.com\/blogs\/janetheactuary\/?p=12649"},"modified":"2019-02-04T12:34:03","modified_gmt":"2019-02-04T18:34:03","slug":"how-to-tell-its-annual-catholic-appeal-time","status":"publish","type":"post","link":"https:\/\/www.patheos.com\/blogs\/janetheactuary\/2019\/02\/how-to-tell-its-annual-catholic-appeal-time.html","title":{"rendered":"How to tell it’s Annual Catholic Appeal Time"},"content":{"rendered":"\n<\/head>

\"\"
https:\/\/commons.wikimedia.org\/wiki\/File%3ABlase_Joseph_Cupich_(cropped).jpg;<\/figcaption><\/figure>\n<\/p>

This post has been updated since its original publication to reflect analysis of the Pastoral Center annual report.<\/em><\/p>\n

This weekend, in lieu of a homily, we listened to a recording by Cardinal Cupich telling us how very much he cared about victims of sexual abuse and how very saddened he was at all the bad things that had happened and how very hard he was going to work to fix everything.\u00a0 (I cannot find a link to a transcript.)\u00a0 It was a very \u201cmessage: I care<\/a>\u201d sort of speech, given in that soothing, man-of-God manner of speaking that may or may not be his natural tone of voice vs. something deliberately adopted, and the ostensible impetus for it was to update Chicago Catholics on the upcoming worldwide meeting of bishops on the topic during which Cupich has a major leadership role.<\/p>\n

But it clearly wasn\u2019t.\u00a0 There were no specifics, no updates, just the same statements we\u2019ve heard from him plenty of times before.<\/p>\n

In other news, the Annual Catholic Appeal is almost here.\u00a0 The archdiocese has already sent out donation requests to everyone on their mailing list.\u00a0 Two weekends from now, we\u2019ll be hearing our pastors preach about how we should donate, and three weekends from now, we\u2019ll listen to Cupich\u2019s recorded voice, followed by a request to fill out pledge cards in the pew.<\/p>\n

Cupich must take us for fools if he thinks we won\u2019t connect the dots.\u00a0 They\u2019re worried that Catholics unhappy with what he\u2019s up to will choose not to donate \u2014 and, so far as I understand, the way the Archdiocese of Chicago runs things, the Appeal is genuinely voluntary, as parishes are held harmless if they don\u2019t reach their goal, and are just incentivized to promote the appeal because money in excess of the goal is refunded to the parish.<\/p>\n

And I wish he\u2019d just come out and say, \u201cI know you think I care more about my own personal power and my political causes than I do the spiritual well-being of Chicago Catholics, but please don\u2019t hold that against us as we ask for your money.\u201d\u00a0 Instead, the \u201cnote of gratitude from Cardinal Cupich\u201d in the brochure in the mail says that he understands \u201cthat this last year was not without challenges.\u201d<\/p>\n

And it\u2019s a really crummy brochure, or, at least, it\u2019s bland and unhelpful.\u00a0 It reports that 60% of the $17 million goes to parishes \u2014 but they count in the total those above-goal rebates, which seems a bit like cheating.\u00a0 Of the 29% in \u201carchdiocesan ministries,\u201d how much is the centralized sort of administrative and other assistance that we expect happens, like the deacon formation program, the centralized administration of employee benefit programs and what-not, and how much is the Cardinal\u2019s own office, political causes, and the like?\u00a0 And why would this cost 7% ($1,190,000) in fundraising expenses?\u00a0 \u2013 That\u2019s a lot of printing, postage, and \u201cprocessing\u201d (of the returned pledge cards, I guess).<\/p>\n

As it happens, some of these questions, at least, can be answered by looking at the most recent annual report of the Pastoral Center<\/a> as well as the general archdiocese annual report<\/a>.\u00a0 The Pastoral Center is the umbrella category for all the centralized spending in the archdiocese, everything from parish shared services to the cardinal\u2019s expenses to the Food Service program (hot lunch for participating schools).\u00a0 So now I\u2019ll put on my Forbes Contributor hat and \u2014 well, I won\u2019t actuary-splain, but do my best to understand what they\u2019re up to and invite readers who have more knowledge to share it.<\/p>\n

First of all, some categories of Pastoral Center revenue and expenses are a wash.\u00a0 They report $45.8 million in revenue for Food Service, and $45.9 million in Food Service expenses.\u00a0 There is no subsidy for kids\u2019 school lunches, and it\u2019s fully paid for by school families and the federal school lunch program.\u00a0 They report $6.7 million in publications revenue, and $6.2 million in publications expense, which I take to mean that the archdiocesan newspaper pays for itself, and makes a slight profit, in terms of subscription fees, whether paid for by individuals or by parishes.\u00a0 They report $105.6 million in parish assessments for insurance, and $96.2 million for the \u201cinsurance and retirement benefits program,\u201d and based on later text in the report, these two items are paired, that is, the coverage for employee benefits (e.g., health insurance), property\/casualty insurance, retirement benefits, and the like.<\/p>\n

Incidentally, the repeated claim of the Archdiocese is that no \u201cregular\u201d donations are used to settle claims related to priests\u2019 misconduct, and that instead they are selling vacant land and other properties is not particularly visible here.\u00a0 I suppose it\u2019s the whole \u201cmoney is fungible\u201d issue.\u00a0 They state (page 11 of the report) that in 2017 they settled claims of $40.1 million, in 2016 claims of $16.1 million.\u00a0 Subsequent to the June 30, 2017 fiscal year-end, but prior to the publishing of the report, they settled a further $9.9 million.\u00a0 These numbers don\u2019t seem to gel with the reported \u201cinsurance\u201d expense line item, coming in at less than the parish assessments and less in 2017 than 2016.\u00a0 Am I missing something?\u00a0 Are these covered by a liability insurance policy?\u00a0 (Wouldn\u2019t they have blown through that coverage long ago?)\u00a0 Not reported on the income statement at all?\u00a0 Accrued and reserved for in prior reporting periods in the form of estimates of future payouts?\u00a0 As it is, the balance sheet only reports $7.4 million in undeveloped real estate (plus $21.9 million in property of closed parishes), but $133.7 million in liabilities for expected future insurance claims, which means the line of \u201cwe\u2019re going to pay for everything from our vacant lots\u201d is, at least, no longer true \u2013 perhaps they\u2019ve sold most of these already.<\/p>\n

Here\u2019s another \u201cit\u2019s a wash\u201d line item that was a bit of a surprise to me:\u00a0 the seminaries are listed as having an expense of $13.8 million in income, $12.6 million in expense.\u00a0 I get that dioceses who don\u2019t operate their own seminaries and send their priests-in-training here, pay tuition (it\u2019s $39,000 for the total cost of attendance according to the website<\/a>) but I would nonetheless have expected that there\u2019d be a significant outlay of money for archdiocesan students, as well as diaconal candidates.\u00a0 Do they charge tuition, have each student collect as much government financial aid as possible, and then provide a \u201cscholarship\u201d for the rest which they record as an expense in a circular fashion?<\/p>\n

Oh, and the To Teach Who Christ Is (TTWCI) capital campaign took in $17.9 million ($14.3 million of that temporarily restricted) and had expenses of $15.5 million.\u00a0 This looks worse than it is because the bulk of the income does directly to the parishes, and the expenses include not just fundraising expenses ($5.2 million) but also distributions to other programs.<\/p>\n

Finally, they report $15.4 million in investment return \u201cdesignated for current operations\u201d and $7.8 million in interest income from loans to parishes, but this is balanced out by the $15.3 million in \u201cprovision for uncollectible loans and operating receivables\u201d and the interest expense of $10.1 million.<\/p>\n

One final item:\u00a0 The Pastoral Center reports expenses of $56.4 million, but they report revenues of $21.7 million for \u201cPastoral Center services.\u201d\u00a0 I\u2019ll be honest, this is a bit of a head-scratcher.\u00a0 Are they charging parishes fees for the services they provide?\u00a0 Is the catechist formation they pat themselves on the back for in their brochure something that volunteers (or their parishes) pay a fee to participate in?<\/p>\n

So that leaves the key income sources and expenses:<\/p>\n

Parishes paid assessments to the tune of $25.2 million, or a net of $18.3 after subtracting out grants back to poorer parishes, and Catholic Cemeteries (that is, families of the deceased purchasing gravesites) paid an assessment of a flat $5 million.<\/p>\n

The Annual Catholic Appeal took in a net $9.1 million after expenses (and parish \u201crebates\u201d).<\/p>\n

The \u201cself-supporting\u201d entities had a net profit of $10.9 million (mostly the excess of the parish assessments for insurance relative to the actual expenses).<\/p>\n

There were $3.8 million in other contributions, and $6.0 million in other income.<\/p>\n

The net expenses for the Pastoral Center totaled $34.7 million.<\/p>\n

Other expenses totaled $5.2 million.<\/p>\n

And they reported financial-type expenses of 11.7 million in net, including investment income, interest expense, \u201cprovision for uncollectible loans and operating receivables,\u201d and depreciation and accretion.<\/p>\n

They also report their spending expressed in terms of \u201cfunctional expense\u201d categories:<\/p>\n

Here they report $16.6 million in \u201cministerial services\u201d and $45.0 million in \u201cmanagement and general expense\u201d (excluding depreciation).\u00a0 In addition, they report $9.6 million in fundraising expenses in addition to that associated with the ACA and the TTWCI.\u00a0 (Let\u2019s hope the money they collect from these development efforts goes directly into some other funds rather than being a waste of time.)<\/p>\n

Oh, and they report net contributions in last year\u2019s Annual Catholic Appeal of $17.1 million, and $5,776 in \u201cparish rebates and debt relief.\u201d\u00a0 Are these effectively the same thing \u2014 that is, parishes who exceed their goal (which is set at 6% of offertory income) are given cash rebates unless they\u2019re behind on their loans from the archdiocese?\u00a0 In any case, there\u2019s an additional item of \u201cuncollectible pledge provision expense\u201d of $1.0 million which isn\u2019t entirely clear to me (do the \u201ccontributions\u201d include money pledged but not paid, and then the never-actually-paid pledges are subtracted out?).\u00a0 In any case, netting this bit out gets a fundraising expense of 8% \u2014 but only if you count the \u201crebates\u201d as part of the overall revenue, that is, if you figure that Catholics make their ACA donations out of a bucket of money that would otherwise have gone into their parishes\u2019 offering baskets, then the numbers look worse, with a fundraising expense of 12.3%.<\/p>\n

So what does all this mean?\u00a0 I have questions.<\/p>\n

What sort of spending is encompassed in \u201cmanagement and other expense\u201d?<\/p>\n

What is the \u201crevenue\u201d that the Pastoral Center reports?\u00a0 Do they charge for their services?<\/p>\n

How does the $45 million in \u201cmanagement and general expense\u201d split out?\u00a0 How much is the cardinal\u2019s (office\u2019s) expenses? Other staff?\u00a0 That\u2019s a lot of money, especially compared to the piddly \u201cministerial services.\u201d<\/p>\n

Oh, and nowhere in this report is any indicator of what the parish assessment looks like. \u00a0 If you assume that the appeal actually takes in 90% of the parish-specific goals, then based on the reported assessments, maybe the parishes might be sending over 13% of their offering basket intake to the archdiocese.\u00a0 But that\u2019s just a guess.<\/p>\n

And, finally, the Annual Catholic Appeal website provide a specific breakdown<\/a> of where the money goes: 1.4 million to parish life programs; $0.6 million to religious education programs for youth, college students and adults; $1.0 million to continuing education programs; $0.5 million for \u201chuman dignity and solidarity\u201d including immigration, prison ministry, and Peace & Justice Initiatives; $0.3 million for parish transformation programs; and $0.4 million for family ministries, including marriage prep, marriage support, and family ministry. This totals $4.7 million and is in addition to the rebates and direct grants to schools.<\/p>\n

Does this mean that the archdiocese truly segregates its funds, that the Appeal is the sole source of funding for these services, and that, absent that, these programs would not exist, or that these funds truly and meaningfully provide additional funds to these groups that would not exist absent the appeal?<\/p>\n

Does withholding a contribution that you\u2019d otherwise have made imperil your parish, if they\u2019re counting on the rebate, or imperil these programs (yeah, I might not feel too bad about the pro-immigration activism or the undefined Peace & Justice Initiatives losing their funding), but not make a dent in Cardinal Cupich\u2019s personal spending because that comes from the fixed parish assessments or elsewhere in the budget?<\/p>\n

Or, despite the claims otherwise, is everything comingled, and the Appeal just another source of funding the expected revenues from which are budgeted into the overall spending plan for the year?<\/p>\n

There\u2019s no transparency here.<\/p>\n

In fact, the more I type, the more irritated I am, and the more tempted I am to go beyond just ignoring the pitch and instead writing a letter back that I\u2019m withholding the donation both because of Cupich\u2019s behavior (exactly how many more Sundays is he going to intrude on mass with self-serving letters\/statements?) and the lack of transparency around all of this.<\/p>\n

What about you?\u00a0 Will you donate?\u00a0 Or does\u00a0 your diocese just collect as much money as it wants via the assessments without bothering with an equivalent appeal?\u00a0 And do you have any idea how much your diocese takes?<\/p>\n

\u00a0<\/p>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"

This post has been updated since its original publication to reflect analysis of the Pastoral Center annual report. This weekend, in lieu of a homily, we listened to a recording by Cardinal Cupich telling us how very much he cared about victims of sexual abuse and how very saddened he was at all the bad […]<\/p>\n","protected":false},"author":2209,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1180,1156],"class_list":["post-12649","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-church-fundraising","tag-cupich"],"yoast_head":"\nHow to tell it's Annual Catholic Appeal Time<\/title>\n<meta name=\"description\" content=\"This post has been updated since its original publication to reflect analysis of the Pastoral Center annual report. 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