Jane the Actuary \u201c10 and change\u201d project<\/a>: \u00a0Let\u2019s talk about retirement solutions.<\/p>\nSo, yes, one obvious but trite solution is \u201cpeople should just save more,\u201d and the current \u201cprogressive\u201d solution is \u201cSocial Security should just provide more generous benefits.\u201d \u00a0But people aren\u2019t<\/em> saving, trying to save enough to follow the 4% rule and meet your pre-retirement income standard may not be possible, and the government is not going to now, in contrast to the entire rest of the world, open up its pocketbook wider for retirees.<\/p>\nSo my challenge is: \u00a0what new idea can you offer?<\/p>\n
An example:<\/p>\n
we know that saving for retirement is all tied up with financial wellness in general. \u00a0And individuals can access information on personal finance online, or by checking out what the library has to offer, but their last opportunity to take a class which really covered the concepts was probably in high school. \u00a0Maybe the local school district continuing ed department has something on offer, but, at least around here, continuing ed isn\u2019t so much the school district actively seeking to provide knowledge to adults so much as facilitating individuals with a class they\u2019d like to teach (perhaps with a book they\u2019d like to sell), offering that class.<\/p>\n
So one Big Idea would be would be for a non-profit group to develop a curriculum, and a faculty, which would offer classes and individual assistance through churches, or maybe through PTA organizations, to try to reach out to people more actively.<\/p>\n
So, what are your Big Ideas?<\/p>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"
The first installment in the Jane the Actuary \u201c10 and change\u201d project: \u00a0Let\u2019s talk about retirement solutions. So, yes, one obvious but trite solution is \u201cpeople should just save more,\u201d and the current \u201cprogressive\u201d solution is \u201cSocial Security should just provide more generous benefits.\u201d \u00a0But people aren\u2019t saving, trying to save enough to follow the […]<\/p>\n","protected":false},"author":2209,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[412,25],"class_list":["post-4700","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-10-and-change","tag-retirement"],"yoast_head":"\n
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