![\"https:\/\/commons.wikimedia.org\/wiki\/File%3ADoctor_examines_patient_(1).jpg;](\"https:\/\/wp-media.patheos.com\/blogs\/sites\/533\/2016\/08\/800px-Doctor_examines_patient_1.jpg\")
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Just curious \u2013 we all form our opinions only partly by what we read in the news, and to a greater degree by our own experiences.<\/p>\n
Do you have employer-provided health insurance? \u00a0An individual policy? \u00a0Something else entirely? \u00a0And how has that changed over the years?<\/p>\n
We\u2019ve got a $3,000 family deductible, which we hit once when my middle son broke his arm, and a second time when we had multiple smaller ER visits (two head gashes and a bad splinter after-hours). \u00a0And each of those years, we then spent the remainder of the year dealing with elective stuff \u2014 I scheduled visits to get some warts removed, my son got some moles removed, etc.<\/p>\n
Back when the kids were born, we lived in what seems like a long-ago world, where we had an HMO and paid a $10 copay to cover everything associated with the pregnancy and delivery (plus an upcharge for a private room), and when a kid needed speech therapy, it was covered in full. \u00a0But that\u2019s been gone as an option for a while now.<\/p>\n
And, of course, we are insured by our employer, and once a year wince at the premiums but are insulated from the total cost, and don\u2019t have good records of year-over-year increases, and once we pass annual enrollment, even the payroll deductions become invisible.<\/p>\n
So I\u2019d like to invite readers to share their own experiences, and how it impacts their opinions on healthcare policy.<\/p>\n
image: \u00a0https:\/\/commons.wikimedia.org\/wiki\/File%3ADoctor_examines_patient_(1).jpg; By Unknown photographer [Public domain], via Wikimedia Commons<\/p>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"
Just curious \u2013 we all form our opinions only partly by what we read in the news, and to a greater degree by our own experiences. Do you have employer-provided health insurance? \u00a0An individual policy? \u00a0Something else entirely? \u00a0And how has that changed over the years? We\u2019ve got a $3,000 family deductible, which we hit […]<\/p>\n","protected":false},"author":2209,"featured_media":5217,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[207,356,133],"class_list":["post-6336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-health-care","tag-health-insurance","tag-healthcare"],"yoast_head":"\n