I am, once again, doing the kind of frantic budgeting in which having $50 left for a month’s worth of groceries is actually good news. What expenses can I cut? What do I absolutely have to spend money on? What will actually be possible without someone laughing hysterically at my income and credit history? The kind of crazy budgeting with margins so narrow that moving to Paganistan looking for better opportunities suddenly seems financially unfeasible because “Oh Gods, I’d have... Read more