by Jonathan Lindvall at Bold Christian Living
What particularly struck me the other day was the principle of surety. Is insurance surety? Proverbs 11:15 says, “He who is surety for a stranger will suffer, But one who hates being surety is secure.” Human logic tells us having others pool their resources with us provides greater security, but this verse seems to indicate the opposite.
Nowhere that I am aware does the scripture forbid surety. It simply makes it clear (repeatedly) that it is unwise. What is surety? The transliterated Hebrew word translated here is “‘arab” (Strong’s H6148). It is “a primitive root meaning to braid, i.e. intermix.” It has such diverse usages as Nehemiah 5:3, “We have mortgaged our lands and vineyards and houses, that we might buy grain because of the famine;” Psalm 106:35, “But they mingled with the Gentiles And learned their works;” and Proverbs 24:21 “Do not associate with those given to change.” A dominant usage, though, is the economic bond of “surety” (as in Gen. 43:9; 44:32; Ps. 119:122; Prov. 6:1; 11:15; 17:18; 20:16; 22:26; 27:13). This was apparently a guarantee on behalf of another, that his commitment or obligation will be fulfilled.
The question I am having to ask myself is, Is Insurance Surety? Perhaps we can be more precise in our questions. Am I surety for someone else by purchasing insurance? Am I surety for the insurance company? for others insured by the company? No, I am not obligating myself for the future. I have paid my premium and that is a past action obligating them, not
me, for the future.
If I purchase insurance is someone else (the insurance company) surety for me? Yes, but this is neither forbidden, nor addressed directly. There doesn’t seem to be anything written against someone being surety for me, just against me being surety for others.
Am I helping someone else (the insurance company) be surety for others when I purchase insurance? Clearly yes! Is this displeasing to God? This seems a distinct possibility.
I have not yet reached a conclusion on this matter, although it is apparent which direction I am leaning at the moment. I am rather certain that I should not judge a brother who has thought and prayed about the matter seriously and concludes it is wise and right for him to carry insurance. But on the basis of the above questions (worry, trust, pooling resources, and especially surety) I suspect the Lord will be leading me to abandon all insurance, and likely at least raise the question for others to consider.
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QUOTING QUIVERFULL is a regular feature of NLQ – we present the actual words of noted Quiverfull leaders and ask our readers: What do you think? Agree? Disagree? This is the place to state your opinion. Please, let’s keep it respectful – but at the same time, we encourage readers to examine the ideas of Quiverfull honestly and thoughtfully.
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