Women are conservative when it comes to investing.. so says a study according to a study published in the July/August edition of Financial Analysts Journal.:
In addition to finding that women are inclined to invest more conservatively than men, the authors conclude that women’s lower earnings levels will almost certainly lead to reduced expected retirement benefits. The tendency of women to retire earlier and live longer than men, yet have similar annual retirement needs, compounds these differences.
In a way it is good that they are conservative, but then the investment philosophy should be sound and logical. That is often not factored in. Safe does NOT mean no risk at all. Safe means intelligent risk taking. Warren Buffet has done it for so long now that it does come in the realm of "safe". THAT is the only way to do it!
To invest, research your stock wisely and seriously. Take it as if you have only 6 decisions in your life. How will you take them? Then move on.