Got my hands on yet another finance planning book written by Loral Langemeier. The premise and the niche that the book identified for itself is that while rest of the authors surmise on how the Millionaires are created, Loral actually has taken up challenges to attempt to create Millionaires out of absolutely normal people - a la Robert Allen. She starts off with the Building Blocks of "Wealth Cycle" which are: 1. Gap Analysis: basically the difference between Current State and Future Desired State. 2. Financial Baseline: This is the Current State position - taking a stock of where you are currently! Read more