November 9, 2016

The Bible gives hope, changes lives, and encourages people each and every day.  The Word of God is living and active and still applies to us today. The Bible says in Galatians 1:8: But even if we or an angel from heaven should preach a gospel other than the one we preached to you, let him be eternally condemned! If you are new to Christianity, understand that the only true word of God is the Bible itself.  No other books… Read more

November 1, 2016

Zig Ziglar was one of the most inspiring voices of the 20th century.  His motivational books and speaking events inspired thousands of people to improve their lives.  He wrote over two dozen books and was considered the King of Motivation and the ultimate coach of salesmanship. Unfortunately, Zig Ziglar passed away on November 28, 2012; he was 86 years old.  He will always be remembered for his inspiring words and his encouraging messages. While there are many great quotes out… Read more

October 25, 2016

$37,172 This is the average debt load a student will end up with after graduating college.  If you’re like the 66% of all undergraduate students who have taken a student loan, you probably want to get rid of those things as fast as possible. It’s easy to get caught up in the borrowing maze in college and managing your loans can become a headache quite fast.  With lenders selling your loan to other places and changing their name – it’s… Read more

October 21, 2016

The holidays are great, but buying gifts can get expensive.  Real expensive. But if you’re like me, you enjoy giving gifts to people and watching them open them on Christmas day.  Even better is giving someone a homemade gift that you invested your own time and energy creating. Making a homemade Christmas gift or decorations can be economical and thoughtful at the same time.  If you’re the DIY type of person, consider one of these 20 homemade Christmas gift ideas… Read more

May 18, 2016

Moving usually isn’t the most enjoyable thing to do, especially if you’re making a move in the heat of summer. You have to consider all sorts of things like travel logistics, getting your stuff (which always seems to multiply) into a moving truck (which always seems to be smaller than you thought), and setting up everything at your new place. Sure, actually moving your stuff might take a weekend but there are a few things you should do ahead of… Read more

March 18, 2016

What if you are one of the many millions of people who have little chance of having a million dollar retirement portfolio by the time you reach 65? Should you abandon the idea of retirement completely and plan on working until you die? Hardly. The reality is that most people will enter retirement with something much less than $1 million. The ability to retire is often more dependent upon factors beyond your retirement portfolio. Here are some ways to enable… Read more

February 17, 2016

Filing a tax extension is simple.  If you need extra time to work through your tax documents and just don’t think you’ll be able to finish your taxes by the April 18th tax deadline, you can file for an extension. Once you file the tax extension form, you’ll have until October 17th 2016 to file your taxes (an extra 6 months).  This doesn’t mean that you get an extra 6 months to pay your taxes.  That’s why it’s so important to estimate… Read more

January 18, 2016

With tax season around the corner, you might be itching to file your taxes right away.  Some people like to file as early as possible, while others are still looking for the answer to their question: when are taxes are due? If you don’t have all your tax forms yet, but want to estimate what your federal income tax return looks like, you’re in luck.  There are a few tools available for you to estimate what your return might look… Read more

January 2, 2015

Every winter, I try to make sure my car is in shape for the ‘elements’ so I do a few bits of maintenance that I’ve found to be really beneficial. While $100 isn’t something that’s just lying around for everyone, it is a good investment for your vehicle to ensure that you won’t have to replace your engine and that it will last through the winter for many years to come. Car Winterization Tips Change Oil Cost: $30 When I… Read more

November 17, 2014

Our small group is doing a Bible study on Hebrews and this week was Hebrews 11, the faith chapter.  Most people turn to this chapter when they’re looking for bible verse about faith.  Just the first verse in Hebrews chapter 11 gives us a great definition to help us understand the answer to the question, what is faith? Now faith is being sure of what you hope for and certain of what you do not see. – Hebrews 11:1 Bible… Read more

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