It is not good to eat much honey, Nor is it glory to search out one’s own glory.” ~Proverbs 25:27~ The majority of proverbs consist of two parallel lines that are in some way connected to one another. Most of the time, the second line complements, completes, or contrasts the first line, in order to bring further enlightenment to the truth that is embedded in the saying. In the proverb above, the conjunction “nor” between the first and second parts... Read more
If we had only one word to describe God, I think the word love would be at the top of the list. When Christ shared the greatest commandment it was to ‘love the Lord your God with all your heart,’ followed by the command to ‘love your neighbor as yourself.’ As I read through a few scriptures at the beginning of this year, I realized that many of the famous scriptures we remember have to do with love. Whether we’re... Read more
There will most likely come a point in your life when you will have to apply for a loan. The typical teenager will most likely get that first experience applying for a student loan. Other people will most likely have to apply for a car loan or mortgage at some point. What should an applicant expect when applying for a loan? Secured Or Unsecured Loan The type of loan a borrower is going after will determine the initial borrowing requirements.... Read more
We’ve all known what’s it’s like to be a 16 year old looking for a good job. You’ve just passed your driver’s test and you’re ready to work. After all, you need to pay for all the expenses that come with owning a car, having a cell phone, and saving up for college (you are saving up for college, aren’t you…). I grew up in a small town, so finding a job as a teenager wasn’t easy. It forced me... Read more
You’ve seen the commercials, “Trade your structured settlement for a lump sum payment!”. One popular advertisement in my area says, “Call if you need cash now!”. The ads are even more annoying than cash advance companies. For those that don’t know, a structured settlement is a financial or (more often) insurance arrangement that pays out a settlement over the course of years (often 10 or more). Most people choose this option because their lawyer told them it would give them... Read more
Every year around tax time I usually hear someone say, “Do I have to file taxes this year?” Usually it’s the younger wage earners, or students who don’t make a lot of money to begin with. While the government does allow certain wage earners the option not to file, it may not be in your best interest. You may be eligible for certain tax credits, which could lead to a nice tax return. It’s definitely worth looking at the reasons... Read more
Today is the launch of our latest eBook: How To Coupon. It’s a step by step guide that will teach you how to save thousands of dollars each year with coupons. We’re giving away the book for free to the first 500 subscribers (don’t worry, if you’re already a subscriber, you should have received a copy early). Check out this video and take a look a the How To Coupon page to see what the book is all about. Click... Read more
An Economist named Vilfredo Pareto came up with a revelation that changed the world when he discovered the 80-20 principle. It says that 20% of causes contribute 80% of the effects. In normal people terms, it looks like this: 20% of the population receives 80% of the income. 20% of donors contribute 80% of the donations. 20% of customers contribute 80% of sales. It’s weird how accurate Pareto’s rule is. It applies in business, economics, agriculture, and almost every area... Read more
For most Americans, mutual funds are the centerpiece of their investment vehicles. If you have a 401(k) your mutual fund options may be limited, but for those of you who have an IRA, you’ll most likely have the option to choose any mutual fund that you want. Choices are good, but too many mutual funds options leads to choice paralysis. You end up staring at a list of mutual funds wondering if you’ll pick the right one. Inevitably, a lot... Read more
With tax season around the corner, you might be itching to file your taxes right away. Some people like to file as early as possible, while others are still looking for the answer to their question: when are taxes are due? If you don’t have all your tax forms yet, but want to estimate what your federal income tax return looks like, you’re in luck. There are a few tools available for you to estimate what your return might look... Read more
Faith and Finance
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