September 21, 2018

Healthy Boundaries Do you set boundaries? The principle of establishing healthy boundaries is one that has given me the courage to say “no” when yes is the wrong answer.  Hopefully, this message will impact your life like it has mine! Marti had begun to see a pattern in her life. In her words, “When someone needs four hours with me, I can’t say no. But when I need someone for ten minutes, I can’t ask for help. Is there a… Read more

September 15, 2018

Breathing Spiritually and Financially Hyperventilation is defined as over breathing. Hypoventilation is the opposite: under breathing. The first will result in abnormally low levels of carbon dioxide in the blood. The second will result in too much carbon dioxide in the blood. Normal breathing maintains the perfect balance of oxygen and carbon dioxide in your blood, resulting in good health and energy levels. My hunch is that far too many of us either over breathe or under breathe in our… Read more

September 7, 2018

Excuse vs Opportunity Coker Tires is the world’s largest supplier of vintage tires, but it wasn’t always that way. Career coach Dan Miller tells the story of how this company, which started as a traditional service center in Chattanooga in 1958, saw their business gradually erode as the big-box retailers began dominating the competition. In 1974 the owner’s son Corky took over the division of the company that produced vintage tires and saw an opportunity. At that time, only 5%… Read more

August 30, 2018

“Failure and success are polar opposites.” Right?  Isn’t this how most of us think?  Failures, we reason, are painted black while successes are painted white.  They are two diverse paths; paths that will not and cannot intersect.  But we are wrong. Success, I believe, never happens without passing through the path of failure.  Consider: Before Lucille Ball became famous for “I Love Lucy”, she was dismissed from drama school for being too quiet and shy. Albert Einstein did poorly in… Read more

August 27, 2018

Satisfaction with what God has given us How does the phrase “being satisfied with what you have” strike you? I confess that it bothers me. I might be a pretty content guy, but the idea of being satisfied with what I have implies that I shouldn’t be hoping for more . . . a nicer house or a more dependable car or even a fancier cell phone. Could this satisfaction be an indictment against ambition or a mandate for lethargy?… Read more

August 20, 2018

This is a reader question and answer that will certainly not be your exact situation, but hopefully will generate some ideas on how you might improve your financial situation if you are facing similar circumstances. Q: I am 48 years old and have not yet made any plans for my retirement.  I realize that I should have started years ago, so I am anxious to begin investing.  My wife and I have a good income ($7000 a month take home pay). … Read more

August 6, 2018

Your Current Food Expense vs Saving for Your Retirement I recently read two seemingly unrelated articles, which, when dovetailed together, become the basis for this post. The first, a recent retirement savings survey, indicates that one out of three Americans has saved $0 for Retirement (oh and read this if you aren’t sure if Christians should be saving for retirement). The second, from the “The Culinary Review”, tabulated the following costs per serving of homemade sandwiches: A peanut butter and… Read more

July 30, 2018

Budgeting Tips As we have worked on our budget over the years, we have learned that the more we can automate it, the easier it becomes, the more we enjoy it and the greater our chances of sticking with it. We want to feel like we are in control of our money, but we also want to relax, enjoy life and not be phobicized by every penny we spend. The following tips might sound lax to the nerds among us,… Read more

July 16, 2018

 Is Medi-Share the Solution to Your Health Insurance Needs? We get a lot of questions about it, and that’s what I’d like to discuss in this Medi-share Review. Unless you have a good employer-sponsored health insurance plan, or you’re on Medicare, you’re probably concerned about your health insurance. A major reason is the cost of premiums. They can easily be over $1,000 per month for a family, or even for a couple. And that’s even if you have a high… Read more

July 10, 2018

Pop Quiz: List five essential principles for financial success. How did you do? My guess is that several of these are on your list: Live on less than you make. Get out of debt and stay out of debt. Set goals and keep them. Use a budget. Work hard and work smart. These, of course, are all great principles. But how many of you listed, or even considered “contentment?” Probably not many and with good cause: we simply don’t link… Read more

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