Merry Christmas from the Candidates

"These are seriously important considerations. I like the idea of thinking about the answers in ..."

"Hey Bob, great post. I agree with point 5 entirely. I never plan on retiring ..."

"Hi BobThanks for sharing.You make very important points in a simple and understandable way.Paying off ..."

"This is a bit of a digression from your point, but there's a huge difference ..."