2013-02-07T08:00:14-05:00

Each year more colleges are putting classes online, making them more easily available to students when classes get too full. There are even a few colleges that are completely online, which make it easy to earn your degree while keeping up with your real life, even while earning a psychology degree online. Psychology Degree Careers There are many wonderful career paths that are included in the psychology field. These paths include working as a counselor, a therapist, a social worker,... Read more

2013-02-04T08:00:56-05:00

When it comes to memorizing scripture, the Psalmist put it best in Psalm 119:11 I have hidden your word in my heart that I might not sin against thee. That’s just one of hundreds of Bible memory verses that many children memorize in Sunday school.  It’s still a scripture that has stuck with me throughout the years along with many others. In my high school years, I gave up sports for a different activity – Bible Quiz.  For those who... Read more

2013-01-31T08:00:57-05:00

In this day and age of rapidly growing technology, getting an accredited graduate degree online is as simple as having access to the Internet and making the time in your life for the studies. You can continue to live your life, raising children, working full time and still pursue your graduate degree. When I wanted to get an MBA, one of the first places I looked was at a few accredited state schools (like Southeast Missouri State).  Accreditation was one... Read more

2013-01-28T08:00:59-05:00

Millions of Americans are finding themselves with a significant amount of credit card debt and no end in sight. Statistics show that consumers in the country own more than 6 million credit cards, and the average households own 3.5 cards. The average debt that United States consumers owe on credit cards is almost $16,000.  Remember, that’s just an average, so a lot of folks are trying to pay down 20-30k in credit card debt! In order to get out of... Read more

2013-01-24T08:00:10-05:00

Benjamin Franklin famously said, “The only things certain in life are death and taxes” and come April 14th, hardworking citizens will be scrabbling to get theirs done in time. Tax season doesn’t have to totally stress you out every year. With proper planning and attention to details, you can have your taxes done long before the (in)famous deadline. Here are some tips on how to “keep calm and carry on,” so to speak, and save yourself some headache during this... Read more

2013-01-22T08:00:38-05:00

Trying to find the best life insurance company can really be tedious tasks.  Not only you will come across hundreds of life insurance companies in the streets or in the information highway but you will also have a tough decision trying to choose a life insurance company that is stable and can withstand any financial storm for years to come. You have to remember that you are investing a huge amount of money just to make sure that your family’s... Read more

2013-01-15T08:00:27-05:00

Following intense negotiations between Republicans and Democrats over the so-called “fiscal cliff,” an agreement was reached to increase payroll and income taxes to tackle the fiscal deficits. Having felt the sting of higher payroll taxes beginning on January 1, 2013, many Americans have been asking, “Why is my paycheck lower?” Payroll Tax Back to 6.2% The rise in the Social Security payroll tax from 4.2 percent to 6.2 percent of wages affects all workers, regardless of income level. This two... Read more

2013-01-14T08:00:41-05:00

Normally taxes are due on April 15 each year, but sometimes that date falls on a weekend or a holiday (which happened in 2012).  This year, however, taxes are due on April 15, 2013, which falls on a Monday. April 15, 2013 is also the deadline for making a tax extension, so if you need more time to complete your taxes this year, be sure to file an extension.   This year, the extension will allow you to wail until October... Read more

2013-01-11T08:00:17-05:00

If you’re like the 40% of taxpayers who filed before the end of February last year, you’re probably itching to do file your taxes already. For you, it doesn’t matter when taxes are due (Monday April 15th 2013, by the way) – you want to know how early you can file your taxes.  If you plan to use TurboTax (highly recommended) check out these Turbo Tax discounts where you can save up to 35% on TurboTax! Turbo Tax Discounts You... Read more

2013-01-10T15:07:32-05:00

I’ve been using Turbo Tax to file for the last 5 years. Last year, I considered using a CPA because of a business I sold, but I gave the Home and Business version a try and it worked great! Our refunds always arrive within a week or two, which is very fast. Filing with the e-file option is really simple and your refund can show up in as little as 8 days. Here’s a look at how Turbo Tax works... Read more


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