Couponing can save you some serious money each year. We’ve saved well over $3,000 this last year though couponing, but it wouldn’t have happened if we weren’t organized. While we aren’t extreme couponers, we’ve learned that if you want to save money and time, you have to learn how to organize your coupons. We have a coupon binder that we use to store coupons according by categories. It will be available to download (yes, for free) but for those who... Read more
The tax deadline always seems to sneak up on us every year. If you’re like many Americans who wait until the last minute to file your taxes, you’ve probably wondered what would happen if you filed your taxes late or not at all. In section IRC 6651(a)(1), IRS is clear about assessing penalties if someone files their taxes after the deadline. For those who don’t have time to read the tax code (who does right?), here’s a quick summary of... Read more
Introducing: StreetSense Some of you may have heard of Perkstreet Financial, the online bank recommended by Dave Ramsey. Perkstreet is turning the personal finance world upside down by giving its customers cash back for using their debit cards! But it gets better… Now Perkstreet is offering a free financial course that will put you on the road to financial freedom. It’s completely free and they deliver it right to your email. The course is called StreetSense and it’s free online... Read more
Last time, I shared with you A Simple Guide to becoming a Millionaire. In that post, I mentioned that the easiest way to start investing to build wealth was through the S&P 500 index fund. What I’d like to show you in this post is how to actually start investing in this fund. While you can invest in this fund through many companies, Vanguard is one of the best options out there. Why? It’s because of the costs of investing.... Read more
I had the privilege of hosting the Carnival of Financial Camaraderie. It’s basically my chance to share some of the best articles around the web. Most of these articles were written for students and aspiring entrepreneurs. Here’s my pick of 13 great articles that you should look at this weekend. Enjoy! Top 13 Articles Across the Web Jon the Saver presents How Can You Kill Student Debt in School? Everything Finance presents Clever Ways to Pay for College. Dr Dean... Read more
Back in 1996, Congress created what we know today as a 529 College Savings Account. In short, a 529 plan is like a retirement account, but for college. You see, with a 529 college savings plan, your contributions grow tax free and can be distributed tax free for qualified college expenses. Pretty nice, huh? Well it gets better because some states will even allow you to deduct some or all of the contribution from your state taxes. We’ll talk about... Read more
As you get older and reach retirement age, coming up with ways to generate a steady income can be difficult. While you may be entitled to a pension or Social Security, it might not be enough to live in a comfortably in retirement. For someone in this situation, they might be considering a reverse mortgage. In short, a reverse mortgage is a type of loan that is only available to senior citizens over the age of 62 and who own... Read more
This is a guest post from a reader Whitney Sparks. If you’re a reader and want to contribute to Faith and Finance, check out our write for us page. Do you sit your kids down and talk to them about money? I can honestly tell you that as a parent there are few times that we even “sit down”. As the mother of a six-year-old and a three-year-old, I am often too nervous to bring up any topic afraid of... Read more
That’s My King Do You Know Him? – Dr. S.M. Lockridge This video is from a message delivered in 1976 by Dr. S. M. Lockridge (1913-2000) in a message entitled “That’s My King.” Be encouraged today and share this with others! (Below the video are the words to his message) That’s My King, Do You Know Him? Words Below The Bible says He’s the King of the Jews He’s the King of Israel He’s the King of Righteousness He’s the... Read more
While the Internet provides a wealth of resources that have changed the way people learn, communicate, and do business, it has also opened the doors for a variety of scams. One of the most popular types of scams, called phishing, can cause you severe problems if you do not know what to look for. What is Phishing? Phishing is the practice of attempting to gain personal information through the Internet. In most cases, the communication is in the form of... Read more
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