In-Home Care: What happens to the injured?

My sister was fortunate to walk away from a serious auto accident that totaled her vehicle. While her bones and joints mend (three cracked ribs and a dislocated collar bone), my family and I are assisting. Since I’m currently unemployed, I’ve got the morning and day shift. That’s mainly getting her three kids to school and daycare then helping my sister get dressed for the day. I stay with her helping with chores, errands, and getting to doctor’s appointments until it’s almost time for my mom to arrive with the youngest. Mom make’s dinner. All three of the kids are sick but not enough to stay home which is good. My sis needs all the rest she can get. Members of her church have brought over a lot of food which has been a great help for my mom. She works full time, so when she comes over, there’s food ready to warm up.

As much as I’ve enjoyed having time to see my sister and her kids, I wish it was under better circumstances.

Assisting her got me thinking about what happens to people who are seriously injured, more so then her, who are a single parent or even living alone, and don’t have any family or community assistance? Are they just out of luck if they lose their job and don’t have the insurance to cover in-home assistance? Spouses may have to continue working and couldn’t be at home 24 hours a day for a month or more at a time.

When I was younger I had surgery on both of my ankles and couldn’t walk for three months. I relied on everyone to help me get around. Sure, I had a wheelchair but my families home was not accessible. When we have the full function of our bodies, we don’t think about wheelchairs being able to fit down a hallway or into a small sized bathroom with no handles. I slipped several times on wet concrete once I was on crutches. Let me tell you, falling and banging broken bones on a hard surface causes severe pain.

The point is, who will help people who are injured if no one is around to help. Do their laundry and errands?

What have been your experiences with accidental injury and in-home health? Please share those in the comments.

If anyone knows what types of coverage nations with national healthcare have for the injured, please share that in the comments as well.

About Tara "Masery" Miller

Tara "Masery" Miller is a Neo-Pagan panentheist Gaian mage living in the Ozarks with her husband and pets. She's also a member of the Unitarian Universalist Church. She is the editor of Rooted in the Body, Seeking the Soul which you can find at Immanion press. She has a minor is religion from Southeast Missouri State Missouri State University with an emphasis in mysticism. Masery has lead various groups over the years and organized Pagan Pride Day events. Her magic and author page is at

  • Stacy Evans

    I had surgery on my lower back when I was younger to remove a cyst core. It was a huge deal for me, at 17 – my first surgery – a chance of death of course (as always) but fairly minor as far as surgery goes. Previous to the surgery, they cyst had been partially removed, and the inside of it needed to be cleaned twice a day, every day, for the 5 months preceding my surgery. We had home care nurses come in twice a day to take care of that for the first 3 months, and then my mom took over the evening cleaning while a home care nurse still came in the mornings. It was covered under our government (Canada) health care, and I can only assume that if they covered that for such a minor surgery that they would cover it for someone with worse injuries.

    Blessings to your family, hope your sister heals soon!

    • Tara “Masery” Miller


      Thank you for sharing your story. It must have been a relief to your family that the health bills were covered. Five months sounds like a long time to wait for surgery. Was the surgeon waiting on your health to improve before proceeding?

      Thanks for the blessing for my family and sister.

  • Anonymous

    Barry was hit by a car several years ago (while Acorn was in the NICU, actually) – luckily the worst of it was a badly broken leg and a chipped shoulder blade. He was not allowed to put weight on his leg for 3 months, and then only partial weight for another 3, so he was in a wheel chair or on crutches for 6 months…all while I was working and Acorn was in the hospital.

    Because it was a “car accident” our car insurance covered the needed items. Most therapy places here offer transportation, and if they hadn’t, the insurance would have paid for a cab.

    I got re-imbursed a small amount for “daily care”…which we used to hire a housekeeper. She did the laundry and dishes and such. Barry’s boss came and drove him to work 2 days a week (benefit of working for a small company), but he also took the bus once or twice a week – that was terrifying, actually, because he got hit crossing the street to catch the bus.

    We tried to get him a short term in-patient rehab spot but they decided he wasn’t injured enough for that…so I’m not sure what the requirements are for something like that.

    • Tara “Masery” Miller


      Thanks for sharing your story. Having a son in the NICU while your husband was recovering from an accident must have been very stressful. It’s helpful when there are community resources for transportation. Was it your husband’s health insurance that reimbursed some for the housekeeper or the at fault driver’s insurance?