The infectious jingles sung by FreeCreditReport.com’s Beck impersonator are also based on another, even more insidious lie — the notion that one’s “credit score” is a worthwhile, accurate or reliable measure of trustworthiness. Failure to make timely payments is one possible reason for a lower “score,” but so is the failure to have large amounts of disposable income. By confusing and falsely equating those two things — being untrustworthy and being poor — our current obsession with credit scoring feeds into the mythology that the poor are poor because they are less deserving, less moral, less worthy than the rest of us. Read more











