During a recent counseling session, Karen and Joshua, in their late thirties, spoke about their finances, and explained how their debt was causing stress in their relationship. Since they are both self-employed and were paid sporadically, it was easy for debt to build up and most of their discussions about money turned into arguments over the past few years. Married for over a decade and raising two children, they had drifted apart and the last thing they wanted to talk... Read more