Make No Financial Provisions For Anything?

Make No Financial Provisions For Anything? September 1, 2018

This is merely one in the long series of reader stories Nancy Campbell of Above Rubies has been posting lately. Most of the stories involved trusting God for family size and praying to buy a 15 seat passenger van. One lady wrote in about having to trust God that He would stop her migraines so she could have babies. But this one is one of the worst in my eyes. They make zero financial provisions for anything.

I know times are tough, wages stagnant and prices rising, but trusting God by cancelling your health insurance is too much like gambling. How is it any different than playing the roulette wheel in Vegas, or losing everything in a poker game? It isn’t. Things went terribly wrong for this family and the only thing they took away is that others will give to them and companies write off their bills. Please, please, do not live like this! At least attempt some financial responsibility, keep insurance, or don’t be surprised when a horrible catastrophic event ruins your life.

This is a tragedy on so many levels. The death of a child, no way to pay for what’s needed.But here’s why I think Nancy Campbell is doing a grave disservice publishing this story. Looking at the photos of the poor family this all happened to it’s obvious this was many years ago, twenty or so. Our economy has changed so much since then. There was a time when you could take six months to pay off a hospital bill, or even work full time and go to college. This is not true today.

Today something of this magnitude would easily bury the family with a hundred thousand in debt. Almost certainly this would push a family into bankruptcy. To encourage this no saving, no insurance type of thinking is madness that just sets up people for horrifying outcomes.

Quiverfull tosses all common sense out of the window and orders you to trust God to buy you a van, pay your medical bills, feed your kids, and a myriad of other things.

Can anyone explain to me what Nancy Campbell and pals hold against insurance? Seems insane to me.

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NLQ Recommended Reading …

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13:24 A Dark Thriller by M Dolon Hickmon

About Suzanne Titkemeyer
Suzanne Titkemeyer went from a childhood in Louisiana to a life lived in the shadow of Washington D.C. Now she's retired from her cornucopia of bad jobs to be a full time beach bum in Tamarindo, Costa Rica with the monkeys and iguanas. She also left behind years in a Quiverfull church and loves to chronicle the worst abuses of that particular theology. You can read more about the author here.

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What Are Your Thoughts?leave a comment
  • Iain Lovejoy

    When the did the Lord tell them to live without insurance, FFS?
    Luke 14:28-32
    “For which one of you, when he wants to build a tower, does not first sit down and calculate the cost to see if he has enough to complete it? Otherwise, when he has laid a foundation and is not able to finish, all who observe it begin to ridicule him, saying, ‘This man began to build and was not able to finish.’
    Or what king, when he sets out to meet another king in battle, will not first sit down and consider whether he is strong enough with ten thousand men to encounter the one coming against him with twenty thousand? Or else, while the other is still far away, he sends a delegation and asks for terms of peace.”
    If nothing else this is pure, unadulterated selfishness on their part: they do what they want with the foresight of toddlers, and say it’s OK because their friends, neighbours and parents (who have been sensible and aren’t broke) pick up the tab, and this is “the Lord providing”. No it ***ing isn’t: it’s you stealing from others, and nowhere in the Bible does it suggest God is an enabler for stupidity, selfishness and theft.

  • Mel

    Man, that story is a kick in the teeth. The family lost two babies as newborns out of eight.

    I don’t know why the mom is so stuck on the fact that she got bills from pathology. Yes, pathology is often used when people have surgeries because of cancer-but it’s also used in a whole heap of other situations including critically ill newborns who might have a genetic issue.

    I’m also thrown a bit by the fact the midwife had to tell her that she needed to take her second son who died to the hospital. I can understand not knowing what a sick baby looks like if the kid is your first…or second…and maybe even a third kid – but this was her fifth kid AND she’d had seen a critically ill newborn before. Newborns are supposed to be pink all over within an hour after birth, have good muscle tone (e.g. curl into a ball and stay there), and grimace in response to having someone blow on their face. If you’ve home birthed and the kid isn’t doing one or more of those things, go to the hospital. Doubly so if the kid is not pink – grey, blue, purple-red, or visibly yellow are issues that need to be treated ASAP.

  • kilda

    so wait….their baby died….and God arranged it so that they could get a picture of Jesus and lambs engraved on the headstone, for no extra price…and this is a story about how God did wonderful things for their family? Just, you know, think about that for a minute.

    Hey God, if you want to demonstrate that you take loving care of your followers, how about….um, not killing their babies? I mean, I’m just thinking that would be a slightly better demonstration of your loving provision than a discount on a really nice headstone.

  • Nea

    Frankly, it’s gritfting. It’s one thing to be hit with a surprise expense and essentially set up a Go Fund Me and payment plan. But it’s quite another to take zero personal responsibility to protect yourself against shit happening in the first place.

    They were too broke or too cheap to have insurance and then they started begging – and then had the nerve to praise god instead of thanking the people who actually helped them!

    But this is the Campbell family, after all. The people who “thank god” for almost freezing to death in an uninhabitable home. The people who ensure a perfect family by LITERALLY “disappearing” kids. Personal responsibility? What’s that to them? Everyone around them owes them whatever they want.

  • Knitting Cat Lady

    I think the hate for insurance boils down to this:

    ‘Why should I have to pay for someone else’s health care?!’

    The principle ‘From each according to their ability, to each according to their need’ also is too, um, ‘communist’ for American christians…

  • katiehippie

    God forbid we try to care for each other. No, they would rather see someone sick and unable to provide for themselves and then blame them that they are poor. People really suck sometimes.

  • frostysnowman

    Yeah, I am also having a particular amount of trouble with her being so thankful for a sale on headstones.

  • AFo

    So they have no problem accepting these kinds of handouts, but are the first to lecture people on welfare about being self-sufficient. They are the worst hypocrites.

  • SAO

    I suspect no insurance plays well because for many people in Nancy’s audience, it’s both unaffordable and doesn’t provide much protection.

    My heath insurance for 2 over-50 adults and a teen was $18,000/year with a $5,000/person deductible and a family max out of pocket of $14,650. My husband needed eye surgery at the end of December and the deductible clock started over on January 1, so we paid more than the deductible in less than a month.

  • Nightshade

    I was told years ago that insurance was wrong because it meant being unequally yoked with unbelievers, and that a Christian who paid insurance premiums was participating in the sins of those unbelievers when the insurance company paid on their claims. Even then I thought that was insane.

  • Saraquill

    I’m reading the passage posted as a coping mechanism for an unthinkable tragedy. I feel bad for the parents, angry at those who are using a baby’s death to encourage others to not provide for their own kids.

  • Saraquill

    It’s not like some unemployed carpenter gave away free healthcare or anything…

  • persephone

    Totally insane. They’re basically saying that any time a unbeliever gets sick that it’s because they’re sinners. What does that say about Christians who get sick? Are they sinning? I know some of these wackos believe that, but it’s just so evil and disgusting.

  • persephone

    Yeah, I’ve ripped on a few people over that. Some people actually believe that the money they pay in to insurance is kept in a separate account in their name and that’s how their bills are paid. I know. I know. They’re fecking idjits.

  • persephone

    Having watched the early Duggar specials, and other shows about this QF/CPMs, it’s very clear that they expect to be taken care of on account of their righteousness. Some of the people giving them help are probably just nice and feel bad for them, but I’m sure there’s a segment that figures that by helping out these bozos they’re storing up brownie points with God. Like, “Hey, God, look, I can’t handle having a dozen kids or devoting every waking moment to Bible study, but I gave money and clothes and food to the [grifters]. That’ll cover a my sins for the last year, right?”

  • Samantha Vimes

    And then they expect others to pay for theirs.

  • Samantha Vimes

    Maybe she was also secretly grateful that the Lord could tell they didn’t need another mouth to feed just then?

  • Martin Penwald

    Wow… That’s pretty messed up.

  • Mimc

    Every time I hear about a home birth I shutter a little. I was low risk until about 5 minutes before I needed a crash C-section. I now doubt w whether there is such a thing as low enough risk pregnancy to deliver at home with probably a CPM.

  • Mel

    Under the care of most midwives who do home births, there’s a dang good chance I would be dead and a huge chance my son would be dead as well. I was low-risk except for AMA – and relatively few home birth midwives turn away advanced maternal age clients. I was doing great except for those nagging gas pains which I’m sure the midwife would have a home remedy for.

    Unfortunately, those gas pains were (as near as I can tell) a side-effect of having my liver go bonkers. My C-section was potentially life-threatening due to the fact I had very few platelets left and not a whole lot of red blood cells left either – but the medical team was aware of that and had a cooler of blood supplies and lots of anti-hemorrhage drugs in the room. The 28 hours in the hospital allowed my son to get 2 doses – although not the full exposure time – of betamethasone which protected his lungs somewhat from being born at 26 weeks. Plus, an experienced NICU team was ready and waiting for Spawn.

    When the resident told me I had HELLP, I was scared stiff because I knew that if I hadn’t gone to the hospital when I did the equally likely outcomes were that my husband would have come home from work to find me unconscious or seizing from eclampsia, or dead on the couch from a stroke, heart attack, placental abruption +DIC or liver hemorrhage. Even if I had gotten there in time to save my life, my son would have been born without antenatal steroids with additional compromising issues from blood loss, hypoxia, or metabolic poisoning from my organs shutting down. If that had happened, I don’t think he would have survived since his lungs were pretty damaged with steroids and no other complications.

    Needless to say, I adore modern medicine.

  • Mimc

    Modern medicine is the best thing that ever happened to women IMO. My son would almost certainly not survived a home delivery and I might not have either.

  • smrnda

    Can they add or subtract? That should be enough to debunk that idea.

  • Suzanne Harper Titkemeyer

    Had you ever had platelet issues before? My daughter had ITP at four and we’ve been told it could reoccur hard when she got her period (it didn’t whoo!) and when she goes through childbirth. I still fear her having problems with it even if she’s been more healthy in the last few years due to realizing what’s going on with her before it gets bad and medicating/resting.

  • smrnda

    I’ve always found that disgusting, also because the type of people I’d expect to be in or supportive of QF/CPM are probably the same types complaining how ‘their tax money’ pays for other people’s kids. Yet somehow the QF patriarchs aren’t deadbeats for having kids they can’t pay for?

  • The Jack of Sandwich

    How can you cancel your health insurance when you’re planning to have children? I saw the bills from my son’s birth. I don’t know how we would have afforded that if insurance hadn’t picked up most of the tab. And my wife and I both make very good money.

  • otrame

    Childbirth is, of course, a completely natural process. So is dying in childb8rth.

  • otrame

    Wow. I’ve never heard of ITP that young. I had it at 15. So did my niece. I thought that was pretty typical.

    ETA: For those who don’t know, ITP is Idiopathic Thrombocytopenic Purpura (which means bruising caused by a lack of platelets of unknown cause) which is (probably) an autoimmune disorder. Your blood stops clotting almost completely. When they took my blood at the ER the puncture continued to bleed under the skin for hours. I was black from above my elbow to my hand before it finally stopped. It will often cure itself, but if not, removal of the spleen is necessary. These days it it rarely fatal.

  • persephone

    The FLDS have the wives on welfare. They call it “bleeding the beast.” I wonder how the hell they think they’re going to support all those kids without government money if they were able to bring down the government.

    It’s all just BS excuses to do what they want.

  • Suzanne Harper Titkemeyer

    They had to keep giving my daughter gamma globin treatments to deal with it and it was months and months of up and down platelets.

  • The Jack of Sandwich

    Don’t they just kick most of the boys out of town?

  • persephone

    Dump them in the desert. Drop them by a highway. Drop them in a parking lot. One woman who got out said they call them “poofers” because “poof” they’re gone.

    The FLDS compound in Texas that was raided had a gigantic incinerator, more than large enough to dispose of bodies. I don’t think they searched it. It would be a handy way to take care of any issues.